Wednesday, August 19, 2009

Finally Signing the Papers

Wow.. what a day. I was told, through my "loan specialist" that it was possible that we would be signing the papers to our loan today at 3pm.. well I had not heard from anyone so I assumed it wasn't happening. Well I get a call from my Realtor Mary saying URGENT!!! you need to get to escrow and sign those papers ASAP!!!!

I guess they did schedule a notary for 3pm but failed to call me and let me know. Now it's 3:30pm and the escrow company is in Valencia. So I quickly get dressed, wake up Harry who was taking nap and we rush out of the house heading up north. Of course it's Wednesday and I knew there would be traffic and I was told that I had to sign everything by 5pm. So flew down side streets trying to find the least congested route. We arrived at the Escrow company around 4:15pm. Later Harry told me I was driving like a maniac but I got us there in one piece.

We sit down with the Notary, Steve and we start to go through the paperwork. I have to say I was told that this is the most stressful part of the process but after our 90+ days of hell this was the best part. Steve was so funny and we laughed alot. After a half hour we were done.. all the paperwork was signed. All that was left was giving them a cashiers check for our down payment. Luckily there was a BofA down the streets so we quickly went over and pulled out the biggest check I have every given to anyone and went back to drop it off. They were going to try and rush everything through but the loan still needs to go back to BofA for approval, then be recorded with the county register office and then the loan needs to be funded by BofA and only then would we get the keys.. They hope to get all this done in the next two days and we can get the keys on Friday... Here's hoping.

PS.. I was in such a hurry that I left my camera at home.. but Notary Steve took a picture of us and I'm hoping to get a copy of that.

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